The Fair Debt Collection Practices Act (FDCPA) (Title 15 of the United States Code, Sections 1692 and related Sections) prohibits creditor harassment and intimidation tactics and provides statutory penalties for any documented violation of this Act as well as promote fair debt collection and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the accuracy of the information. Despite this law, many creditors actively engage in using illegal and intimidation tactics on consumers. Some illegal tactics include: calling you early in the morning or late at night; using obscene language as a form of intimidation; calling you multiple times during the day; attempting contact through third parties (other than your spouse or attorney).
If you would like more information on how to protect yourself from abusive creditors, please contact us (insert contact info)
